Are you a senior worried about identity theft? Or are you worried about a loved one with dementia becoming a victim of identity theft? Here are some tips on freezing someone’s credit. This is important if you’re trying to protect someone from elder abuse.
A credit freeze restricts access to your credit report, making it harder for identity thieves to open new accounts in your name.
Once a credit freeze is in place, it secures your credit file until you lift the freeze. You can do that online, by phone, or by mail using the special PIN the companies give you when you do the credit freeze. Once you place the credit freeze, it secures your credit file until you lift the freeze. You can unfreeze credit temporarily when you want to apply for new credit.
No. Placing or lifting a credit freeze is free. Once a credit freeze is in place, it secures your credit file until you lift the freeze. You can unfreeze credit temporarily when you want to apply for new credit. Also, freezing your credit does not affect your credit score.
If you’re not actively shopping for a credit card or loan, freezing your credit is wise. If you think someone compromised your data, consider a credit freeze. It’s especially important if someone stole your Social Security number. Identity theft among seniors is on the rise. So be vigilant about this issue.
Call us at (813) 686-7175 to schedule your free consultation! We are happy to help you or your family.
Attorney Myrna Serrano Setty is a kind and compassionate Florida Elder Law attorney with extensive experience helping Tampa families protect their elders. Attorney Myrna Serrano Setty writes for all the Florida families who do not understand how to prepare for old age or legally care for their aging parents.
Connect with The Law Firm Of Myrna Serrano Setty, P.A. to get clear and accessible Elder Law guidance and advice that will empower you on a daily basis.
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